Dental Insurance
Let us help you navigate your options for dental insurance and we’ll help you compare dental insurance options and find coverage suited to your needs and budget.
What is Dental Insurance?
Dental insurance helps pay for covered dental care. Depending on the plan, benefits may include preventive services, fillings, and major procedures. Coverage, waiting periods, exclusions, and costs vary by policy.
Typical Types of Dental Insurance
Indemnity plans: May let you choose any licensed dentist. Reimbursement follows the policy terms; you may owe charges above the amount the plan pays.
Dental Health Maintenance Organization (DHMO): Generally uses a network of dentists and set copayments for covered care. Check provider selection rules, exclusions, and benefit limits.
Preferred Provider Organization (PPO): Usually offers in-network and out-of-network benefits. Costs may be higher outside the network. Deductibles, waiting periods, and annual benefit maximums may apply.
Before enrolling, confirm your dentist participates and review coverage for planned treatment. Ask about crowns, implants, dentures, and orthodontics; benefits and exclusions vary.
Contact us to learn more about the right dental insurance for you.
Phone: (862) 254-8125
Toll free: 1-866-764-3381
342 Parsippany Road, STE 6, Parsippany, New Jersey 07054, United States
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