Medicare Advantage Options, Explained Clearly
Your doctors, prescriptions, and budget matter when choosing Medicare coverage. GA Financial Group helps you understand your options and compare the Medicare Advantage plans we offer in your area.
What Is Medicare Advantage?
Medicare Advantage, also called Part C, is a way to receive your Medicare Part A and Part B benefits through a private health plan approved by Medicare. Most plans also include Part D prescription drug coverage. You must have Medicare Part A and Part B and meet the plan’s eligibility and service-area requirements to enroll.
Look Beyond the Monthly Premium
When comparing plans, consider:
Your doctors and hospitals: Are your preferred providers in the plan’s network?
Your prescriptions: Are your medications covered, and what will they cost at your preferred pharmacy?
Your total costs: Review premiums, deductibles, copayments, coinsurance, and the annual out-of-pocket limit for covered medical services.
Coverage requirements: Understand referrals and prior authorization rules.
Additional benefits: Some plans include dental, vision, hearing, or other benefits. Availability, eligibility, costs, and limits vary.
You must continue paying your Medicare Part B premium. Other plan costs may apply.
Review Your Coverage Each Year
Plan benefits, costs, drug coverage, and provider networks can change. Before enrolling, review the plan’s current Summary of Benefits, Evidence of Coverage, provider directory, pharmacy directory, and covered drug list.
If you have employer or union coverage, speak with your benefits administrator before making changes.
Let’s Review What Matters to You
Bring your current plan information and a list of your doctors, prescriptions, and preferred pharmacies. We’ll help you understand the options we offer so you can make an informed decision.
GA Financial Group LLC is an insurance agency and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Phone: (862) 254-8125
Toll free: 1-866-764-3381
342 Parsippany Road, STE 6, Parsippany, New Jersey 07054, United States
Get a quote for Medicare Advantage Plans